In the case of a marriage preserver with a copy of an ID card resident registration, a wedding hall contract or a wedding invitation health insurance qualification confirmation certificate business registration certificate income confirmation certificate end-of-year settlement withholding receipt pension holder confirmation confirmation date lease lease lease contract copy rental housing building registration details certificate guarantee qualification confirmation documents can be found on the website whether it is a handling bank or fund eIn the metropolitan area, it is possible to pay up to 300 million won, and in the non-metropolitan area, it is possible to pay up to 200 million won. Since up to 80% of the lease amount is possible, if you want to rent 400 million won, you can borrow up to 300 million won for newlyweds, and if you have 100 million more, you can go in.Interest rate interest limit based on the income condition of the newly married couple’s lease on a deposit basisThe total annual income of the couple eligible for the loan must be 75 million won or less, and the head of a homeless household with a net asset value of 3.5 billion won or less. Newlywed couples are recognized as eligible for marriage within 3 days to within 7 years of marriage. Loan interest rates and preferential interest ratesWoori Bank, Kookmin Bank, Nonghyup Bank, Shinhan Bank, Hana Bank, Daegu Bank, Busan BankThere are two ways to implement rental loans for newlyweds: online and offline. Online: use the website whether it is a fund or e-den (https://enhuf.molit.go.kr/index.jsp) offline: use a bank branch If you want to consult and sign up for more details, please contact the nearest bank by visiting it. Blog-related articlesIt is 1.5% to 2.7% per year, and interest rates vary depending on income and loan amount. If the total amount of married couples is more than 60 million won and less than 75 million won, it can be implemented at an interest rate of 2.4 to 2.7% per year, but if the amount of jeonse loans exceeds 150 million won, it can be considered that it receives 2.7%. Jeonse deposits are not cheap, so it may be convenient to think that most of them receive jeonse loans at 2.7%. If you use the preferential interest rate, you can get an additional benefit of 0.1% to 0.8%, and it is better to reduce 0.1% unconditionally by signing an electronic contract, and if you have children or have children after marriage, you can receive preferential interest rates of 0.3% to 0.7%, so make sure to take care of the loan limitHowever, if the deposit exceeds 400 million won, it is not eligible, so you have to pay attention to this because you have to borrow through other commercial bank products. The area for exclusive use of less than 400 million won in the metropolitan area and less than 300 million won in the non-metropolitan area should not exceed the 85th square, so please consider it carefully before signing a contract in real estate. Loan PeriodHow to issue an income certificate Online government 24 Hometax and a copy of the resident registration available at the Dong office Internet – Government 24 pdf storageIt can be used for a basic two-year period and can be extended up to four times, so it can be used for 10 years. If you have children in your life, you can add two years per child, so you can use it for up to 20 years. Intermediate repayment is possible, but there is no additional intermediate repayment fee. Newlywed lease loan preparation documents
